User guide
Connect wallet
Click the 'Connect Wallet' button at the top right corner of the page and choose your preferred wallet.
Choose your chain
Navigate to the chain where you want to supply assets.
Supply
Under “Available to supply”, view all the available pools and the APYs they offer. Choose a token you are interested in and click "Supply".
Designate the asset as collateral (by default)
Submit and sign the transaction
Supplying assets and enabling collateral are independent of each other. You can choose not to enable collateral if you don't intend to borrow.
Withdraw
Withdraw supplied assets partially or fully at any time by clicking "Withdraw" in the "Your supplied" section.
Withdrawals may be restricted if:
You have borrowed assets: You can only withdraw a portion of your supply to keep your account's Health Factor above 1.
Market liquidity is insufficient: You may not be able to withdraw all your supply unless there is repayment or additional liquidity added to the market.
Borrow
Under “Available to borrow,” select the asset to borrow
Enter the amount to borrow, keeping in mind the resulting Health Factor
Submit and sign the transaction
If desired, withdraw the assets from Native to be used for your DeFi activities elsewhere
As a borrower, please keep a close eye on your Health Factor to avoid liquidation. Once liquidation occurs, you'll find a record of your cTokens being transferred out of your wallet.
Repay
Repay borrowed assets partially or fully at any time in the same token you borrowed by clicking "Repay" in the "Your borrowed" section.
Liquidate
Liquidation occurs when your Health Factor drops below 1. A liquidator will settle the debt (in the borrowed token), take the supplied asset (in the corresponding cToken), and earn a liquidation reward of 8% of the repaid debt value.
It should be noted that each liquidation only covers the debt of one token.
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